What are the consequences of accumulating 12 or more points on your driving record?

Accumulating 12 or more points on your driving record results in a driver's license suspension in New Jersey. This 12-point threshold is designed to encourage safe driving habits and deter reckless behavior on the road. When drivers reach this point level, they face a suspension period, which can vary based on the number of points they have accumulated.

The penalty is in place to improve overall road safety and reduce accidents caused by habitual offenders. This means that the state takes a proactive stance against repeated violations that may indicate a disregard for traffic laws.

The other options do not apply in this scenario. For instance, insurance premiums typically increase when points are added to a driver's record due to higher perceived risk by insurance providers. Retaking a driving test or completing a safety course might be required under other circumstances, but they are not automatic consequences of reaching the 12-point mark. The primary and most significant result is the suspension of your driver's license.